• What South Carolina is saying about us!

    "All I can say is WOW! They helped my family and I with 2 purchases. My home and a second home for my family. I've also referred friends, they are thoughtful, knowledgeable and available to help folks coming from all levels of incomes wanting to purchase all kinds of properties."

    What Our Clients are Saying About Us!

    "I have used Palmetto First two times to get a mortgage and one time for a refinance. There are many options in South Carolina for lending yet they have the best service and knowledge. Calls are returned promptly and they are always making suggestions on types of loans that help my drive my monthly expenses down. I will use them again in the future."

    What South Carolina is saying about us!

    "Palmetto First responds fast. They will do whatever it takes to help you buy a home. The staff is kind and cares about your goals. If you are looking to get pre-qualified for purchasing a home they are a valuable resource."

  • We Will Find the Right Mortgage for You

    Palmetto First Mortgage is committed to helping you find the right South Carolina mortgage product for your needs. We understand the loan business to be a fiercely competitive market. But we also believe that there is more to home financing than simply securing the lowest rate. We will offer you the best option to achieve your financial goals, whether you are a first-time home buyer, consolidating debt, or preparing for your retirement. From start to finish, we provide exceptional service.

    We specialize in South Carolina Vacation Home Loans!

     

    Based on client feedback, we constantly strive to improve our systems and technology to increase our efficiency and success ratio. We keep our fingers on the pulse of mortgage backed securities to ensure we provide the best interest rate possible.

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  • Latest News

  • FHA Applications Skyrocket Following MIP Change

    Mortgage activity showed no signs of settling down from its rather wild and wooly behavior since the first of the year.  Data from the Mortgage Bankers Association (MBA) was all over the place during the week ended January 30, apparently because of the new lower annual rates for[...]

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    Rules Set for Disbursement of Affordable Housing Funds

    When Federal Housing Finance Agency Director Melvin L. Watts testified before the House Financial Services Committee early this week he said that FHFA had notified Fannie Mae and Freddie Mac that it was reversing suspension of contributions to affordable housing funds which the [...]

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    You’d think a doctor with her own private practice or a small business owner with a six-figure income would have no problem getting a mortgage loan. But think again. Increasingly, self-employed professionals — some of the smartest and most successful people in the U.S. — [...]

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    Buying a South Carolina Home When You're Self Employed

    Getting financed for a mortgage if you're self-employed can be a trying experience. Since the inception of qualified mortgages this year, the process to successfully close on a mortgage has become compliant-heavy by industry standards. This is especially true if you own your [...]

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    Myrtle Beach Mortgage Rates Back to Long Term Lows After Fed

     Myrtle Beach Mortgage Rates fell again today, and while the move wasn't big, it was enough to bring most lenders back in line with the best rates from two weeks ago. Those have the added distinction of being the best rates since May 2013. At these levels, 3.625% is widely [...]

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    The Truth about FHA Loan Myths: The Self-employed and FHA Loan Qualification

    One of the biggest myths about getting an FHA home loan? The idea that self-employed people are automatically disqualified for an FHA mortgage because of their employment status. While it's true that it's tougher for some in the early stages of a small business to make ends meet,[...]

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