• What South Carolina is saying about us!

    "All I can say is WOW! They helped my family and I with 2 purchases. My home and a second home for my family. I've also referred friends, they are thoughtful, knowledgeable and available to help folks coming from all levels of incomes wanting to purchase all kinds of properties."

    What Our Clients are Saying About Us!

    "I have used Palmetto First two times to get a mortgage and one time for a refinance. There are many options in South Carolina for lending yet they have the best service and knowledge. Calls are returned promptly and they are always making suggestions on types of loans that help my drive my monthly expenses down. I will use them again in the future."

    What South Carolina is saying about us!

    "Palmetto First responds fast. They will do whatever it takes to help you buy a home. The staff is kind and cares about your goals. If you are looking to get pre-qualified for purchasing a home they are a valuable resource."

  • We Will Find the Right Mortgage for You

    Palmetto First Mortgage is committed to helping you find the right South Carolina mortgage product for your needs. We understand the loan business to be a fiercely competitive market. But we also believe that there is more to home financing than simply securing the lowest rate. We will offer you the best option to achieve your financial goals, whether you are a first-time home buyer, consolidating debt, or preparing for your retirement. From start to finish, we provide exceptional service.

    We specialize in South Carolina Vacation Home Loans!


    Based on client feedback, we constantly strive to improve our systems and technology to increase our efficiency and success ratio. We keep our fingers on the pulse of mortgage backed securities to ensure we provide the best interest rate possible.

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  • Latest News

  • South Carolina Conventional Loans

    A conventional loan is a mortgage that is not insured or guaranteed by the federal government. A conventional loan adheres to the guidelines and maximum loan amount set by Fannie Mae and Freddie Mac. Fannie Mae and Freddie Mac are government sponsored-enterprises which were [...]

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    So what is an adjustable-rate mortgage? A variable-rate mortgage, adjustable-rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit [...]

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    FHA Loans South Carolina

    Do you qualify for a FHA Loan?   What is an FHA Loan? An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower [...]

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    Veterans Affairs

    What Is a VA Loan? South Carolina VA Loans  are home loans for the purchase of a primary residence available to consumers who have served or are presently serving in the U.S. military. While the Department of Veterans Affairs (VA) does not lend money for VA loans, it backs [...]

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