• Non-Agency Loans

    south carolina non agency qrm loans

    A Non-Agency loan is a mortgage that is a non-conforming loan that falls outside of the rules and regulations established by Fannie and Freddie Mac. These types of loans offer specialized mortgage solutions for the borrowers who may not qualify for a conforming loan.

     

     

     

     

    Non-Agency Loans Offer:

     

    • 1 Day out of Foreclosure, Short Sale or Deed-in-Lieu
    • Up to 80% LTV
    • Credit Scores down to 500
    • Mortgage Lates Last 12 Months OK
    • Non-Warrantable Condos OK
    • Jumbo Loans down to 500 Credit Score
    • 100% Gift Funds Allowed
    • Foreign National Program - Non-US Credit Accepted
    • No Pre-Payment Penalty on Owner Occupied or Second Home
    • Bank Statement Program for Self-Employed Borrowers
    • Loans up to $1 Million