{"id":458,"date":"2013-10-02T00:00:00","date_gmt":"2013-10-02T19:48:01","guid":{"rendered":"http:\/\/nexus_themes\/plumber\/2013\/10\/02\/roofing\/"},"modified":"2018-03-30T11:24:29","modified_gmt":"2018-03-30T15:24:29","slug":"south-carolina-va-loans","status":"publish","type":"page","link":"https:\/\/palmettofirstmortgage.com\/south-carolina-va-loans\/","title":{"rendered":"VA Loans"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_full-15d750bd1b332b34c6e70b077ebbccdf\">\n.flex_column.av-av_one_full-15d750bd1b332b34c6e70b077ebbccdf{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_one_full-15d750bd1b332b34c6e70b077ebbccdf av_one_full  avia-builder-el-0  avia-builder-el-no-sibling  first flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_image-34c4cbd1f4790fb57da31e9a902223f8\">\n.avia-image-container.av-av_image-34c4cbd1f4790fb57da31e9a902223f8 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-av_image-34c4cbd1f4790fb57da31e9a902223f8 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-av_image-34c4cbd1f4790fb57da31e9a902223f8 av-styling- avia-align-center  avia-builder-el-1  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-1483 avia-img-lazy-loading-not-1483 avia_image ' src=\"https:\/\/palmettofirstmortgage.com\/wp-content\/uploads\/2018\/03\/top-va-loans-myrtle-beach.jpg\" alt='VA Loans Myrtle Beach' title='top-va-loans-myrtle-beach'  height=\"460\" width=\"1000\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/palmettofirstmortgage.com\/wp-content\/uploads\/2018\/03\/top-va-loans-myrtle-beach.jpg 1000w, https:\/\/palmettofirstmortgage.com\/wp-content\/uploads\/2018\/03\/top-va-loans-myrtle-beach-300x138.jpg 300w, https:\/\/palmettofirstmortgage.com\/wp-content\/uploads\/2018\/03\/top-va-loans-myrtle-beach-768x353.jpg 768w, https:\/\/palmettofirstmortgage.com\/wp-content\/uploads\/2018\/03\/top-va-loans-myrtle-beach-705x324.jpg 705w, https:\/\/palmettofirstmortgage.com\/wp-content\/uploads\/2018\/03\/top-va-loans-myrtle-beach-450x207.jpg 450w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_hr-616cd310f4c6bf63bbd1f033802c1165\">\n#top .hr.hr-invisible.av-av_hr-616cd310f4c6bf63bbd1f033802c1165{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-av_hr-616cd310f4c6bf63bbd1f033802c1165 hr-invisible  avia-builder-el-2  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-av_textblock-2de302bf1aa3cf4c9157dbe6f50ac7eb '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>What Is a VA Loan?<\/h2>\n<p><strong>South Carolina VA Loans<\/strong> are home loans for the purchase of a primary residence available to consumers who have served or are presently serving in the U.S. military. While the Department of Veterans Affairs (VA) does not lend money for VA loans, it backs loans made by private lenders (banks, savings and loans, or mortgage companies) to veterans who qualify. Palmetto First Mortgage can help you with a South Carolina VA Loan today!<\/p>\n<h2>Who Is Eligible for a VA Loan?<\/h2>\n<ul>\n<li>Veterans<\/li>\n<li>Active-duty personnel<\/li>\n<li>Reservists\/National Guard members<\/li>\n<li>Some surviving spouses<\/li>\n<\/ul>\n<h4>What Are the Benefits of a VA Loan?<\/h4>\n<p>There are many, as taken directly from the Veterans Affairs site:<\/p>\n<ul>\n<li>No down payment required (unless required by the lender or the purchase price is more than the reasonable value of the property).<\/li>\n<li>Buyer informed of reasonable value.<\/li>\n<li>Negotiable interest rate.<\/li>\n<li>Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).<\/li>\n<li>Closing costs are comparable with other financing types (and may be lower).<\/li>\n<li>No mortgage insurance premiums.<\/li>\n<li>An assumable mortgage.<\/li>\n<li>Right to prepay without penalty.<\/li>\n<li>For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.<\/li>\n<li>VA assistance to veteran borrowers in default due to temporary financial difficulty.<\/li>\n<\/ul>\n<h4>How Can Veterans Get VA Loans?<\/h4>\n<p>Veterans can apply for a VA loan with any mortgage lender that participates in the VA home loan program, but will need a Certificate of Eligibility from the VA to prove to the lender they are eligible for a VA loan. Lenders can also get the certificate on behalf of their clients.<\/p>\n<p>How to Apply for a Certificate of Eligibility and What Evidence You&#8217;ll Need to Get the Certificate<br \/>\n<a href=\"http:\/\/benefits.va.gov\/HOMELOANS\/purchaseco_eligibility.asp\" target=\"_blank\" rel=\"noopener\">Click here<\/a> for eligibility requirements.<\/p>\n<h4>How Big of a South Carolina VA Loan Can a Veteran Get?<\/h4>\n<p><strong>2014 VA County Loan Limits <\/strong>: According to the VA there is &#8220;&#8230; no maximum that[1] an eligible veteran may borrow using a VA-guaranteed loan.&#8221; However, there are county limits that must be used to calculate the VA&#8217;s maximum guaranty amount for a particular county. Generally, an eligible veteran can get a loan up to $417,000 with no money down and in some high-cost places, up to $1,094,000.<\/p>\n<p>General info about VA loans, <a href=\"http:\/\/www.benefits.va.gov\/homeloans\/\" target=\"_blank\" rel=\"noopener\">click here<\/a>.<\/p>\n<p>General FAQ page for VA loans, <a href=\"http:\/\/benefits.va.gov\/BENEFITS\/factsheets\/homeloans\/VA_Guaranteed_Home_Loans.pdf\" target=\"_blank\" rel=\"noopener\">click here<\/a>.<\/p>\n<\/div><\/section><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>South Carolina VA Loans and Mortgages - Palmetto First Mortgage<\/title>\n<meta name=\"description\" content=\"In addition to our many other loan products, we are proud to service South Carolina VA Loans. Get Pre-approved today with Palmetto First Mortgage.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/palmettofirstmortgage.com\/south-carolina-va-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"South Carolina VA Loans and Mortgages - Palmetto First Mortgage\" \/>\n<meta property=\"og:description\" content=\"In addition to our many other loan products, we are proud to service South Carolina VA Loans. Get Pre-approved today with Palmetto First Mortgage.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/palmettofirstmortgage.com\/south-carolina-va-loans\/\" \/>\n<meta property=\"og:site_name\" content=\"Palmetto First Mortgage - SC Mortgage Broker, Myrtle Beach Home Loans, and More\" \/>\n<meta property=\"article:modified_time\" content=\"2018-03-30T15:24:29+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/palmettofirstmortgage.com\/south-carolina-va-loans\/\",\"url\":\"https:\/\/palmettofirstmortgage.com\/south-carolina-va-loans\/\",\"name\":\"South Carolina VA Loans and Mortgages - Palmetto First Mortgage\",\"isPartOf\":{\"@id\":\"https:\/\/palmettofirstmortgage.com\/#website\"},\"datePublished\":\"2013-10-02T19:48:01+00:00\",\"dateModified\":\"2018-03-30T15:24:29+00:00\",\"description\":\"In addition to our many other loan products, we are proud to service South Carolina VA Loans. Get Pre-approved today with Palmetto First Mortgage.\",\"breadcrumb\":{\"@id\":\"https:\/\/palmettofirstmortgage.com\/south-carolina-va-loans\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/palmettofirstmortgage.com\/south-carolina-va-loans\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/palmettofirstmortgage.com\/south-carolina-va-loans\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/palmettofirstmortgage.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"VA Loans\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/palmettofirstmortgage.com\/#website\",\"url\":\"https:\/\/palmettofirstmortgage.com\/\",\"name\":\"Palmetto First Mortgage - SC Mortgage Broker, Myrtle Beach Home Loans, and More\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/palmettofirstmortgage.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"South Carolina VA Loans and Mortgages - Palmetto First Mortgage","description":"In addition to our many other loan products, we are proud to service South Carolina VA Loans. Get Pre-approved today with Palmetto First Mortgage.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/palmettofirstmortgage.com\/south-carolina-va-loans\/","og_locale":"en_US","og_type":"article","og_title":"South Carolina VA Loans and Mortgages - Palmetto First Mortgage","og_description":"In addition to our many other loan products, we are proud to service South Carolina VA Loans. Get Pre-approved today with Palmetto First Mortgage.","og_url":"https:\/\/palmettofirstmortgage.com\/south-carolina-va-loans\/","og_site_name":"Palmetto First Mortgage - SC Mortgage Broker, Myrtle Beach Home Loans, and More","article_modified_time":"2018-03-30T15:24:29+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/palmettofirstmortgage.com\/south-carolina-va-loans\/","url":"https:\/\/palmettofirstmortgage.com\/south-carolina-va-loans\/","name":"South Carolina VA Loans and Mortgages - Palmetto First Mortgage","isPartOf":{"@id":"https:\/\/palmettofirstmortgage.com\/#website"},"datePublished":"2013-10-02T19:48:01+00:00","dateModified":"2018-03-30T15:24:29+00:00","description":"In addition to our many other loan products, we are proud to service South Carolina VA Loans. Get Pre-approved today with Palmetto First Mortgage.","breadcrumb":{"@id":"https:\/\/palmettofirstmortgage.com\/south-carolina-va-loans\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/palmettofirstmortgage.com\/south-carolina-va-loans\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/palmettofirstmortgage.com\/south-carolina-va-loans\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/palmettofirstmortgage.com\/"},{"@type":"ListItem","position":2,"name":"VA Loans"}]},{"@type":"WebSite","@id":"https:\/\/palmettofirstmortgage.com\/#website","url":"https:\/\/palmettofirstmortgage.com\/","name":"Palmetto First Mortgage - SC Mortgage Broker, Myrtle Beach Home Loans, and More","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/palmettofirstmortgage.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/palmettofirstmortgage.com\/wp-json\/wp\/v2\/pages\/458"}],"collection":[{"href":"https:\/\/palmettofirstmortgage.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/palmettofirstmortgage.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/palmettofirstmortgage.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/palmettofirstmortgage.com\/wp-json\/wp\/v2\/comments?post=458"}],"version-history":[{"count":0,"href":"https:\/\/palmettofirstmortgage.com\/wp-json\/wp\/v2\/pages\/458\/revisions"}],"wp:attachment":[{"href":"https:\/\/palmettofirstmortgage.com\/wp-json\/wp\/v2\/media?parent=458"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}